We provide underwriting intelligence tools to help businesses make more informed decisions about their credit decisions.
Schedule a demoWhen we first started out as a direct lender for small businesses, we began our journey into technology by constructing a comprehensive database detailing the performance of small business loans over the course of 30 years. This database contains the financial statement histories of millions of companies from all over the world, allowing us to identify the most important markers of creditworthiness. Since introducing our CHARM™ platform in 2012, the rate of non-performing loans that our platform has granted has decreased to less than 0.8%.
More approvals, less risk
Reduce underwriting workload
Faster credit memos & decisions
Expand capacity in triggered loan reviews
It’s all about Digitized credit process, API-permissioned data pulls, continuous automated analysis, AI-leveraged trend spotting, ongoing learning, enhanced objectivity, and more. SMB 2.0 effectivley addresses lending pain points by delivering low-cost underwriting, improved client interactions, frictionless applicant data ingestion, automated credit memos, and intelligent portfolio monitoring.
Life cycle view
Continuous feed
Global
AI augumented
Multi-dimensional
Transparent & explainable
Predictive
It’s all about Digitized credit process, API-permissioned data pulls, continuous automated analysis, AI-leveraged trend spotting, ongoing learning, enhanced objectivity, and more. SMB 2.0 effectivley addresses lending pain points by delivering low-cost underwriting, improved client interactions, frictionless applicant data ingestion, automated credit memos, and intelligent portfolio monitoring.